Kozak Financial Advisory (“KFA” or “Advisor”) is a State registered investment adviser located in Camarillo, California. KFA may only transact business in those states or countries in which it is registered, or qualifies for an exemption or exclusion from registration requirements. For non-clients of the firm, KFA’s website is limited to the dissemination of general information pertaining to its investment advisory services. The Advisor does not attempt to furnish personalized investment advice or services through this website.

Although the Advisor makes every effort to provide accurate information, it makes no representations, promises, or guarantees about the validity, completeness, or adequacy of the information contained on this web site.

Links to other web sites are provided as general information sources for use of visitors to our site. We have not formally evaluated the information provided via these sites and inclusion of these links does not constitute an endorsement of any organization. KFA does not endorse, approve, certify or control these websites and does not assume responsibility for the accuracy, completeness or timeliness of the information located there. Visitors to these websites should not use or rely on the information contained therein until consulting with an independent finance professional. KFA does not necessarily endorse or recommend any commercial product or service described at these websites.

A broker-dealer, investment adviser, BD agent or IA rep may only transact business in a particular state after licensure or satisfying qualifications requirements of that state, or only if they are excluded or exempted from the state's broker-dealer, investment adviser, or BD agent or IA rep requirements, as the case may be. Follow-up or individualized responses to consumers in a particular state by a broker-dealer, investment adviser, BD agent or IA rep that involve either the effecting or attempting to effect transactions in securities or the rendering of personalized investment advice for compensation, as the case may be, shall not be made without first complying with the state's broker-dealer, investment adviser, BD agent or IA rep requirements, or pursuant to an applicable state exemption or exclusion.

For information concerning the licensure status or disciplinary history of a broker-dealer, investment adviser, BD agent or IA rep, a consumer should contact his or her stated securities law administrator.

All software, designs, documents, graphics, information, logos, sounds, text, images and other works and data (collectively, the “Materials”) on this site are the copyrighted work of KFA and/or its affiliates, and are protected under United States and worldwide copyright laws and relevant treaties. Any use of the Materials without the express written consent of KFA is prohibited by law.

The Materials and other information on this web site may contain omissions, inaccuracies, or other errors. The Materials on this web site are provided “as is.” We expressly disclaim any implied or expressed warranties or conditions of any kind, including warranties of merchantability, fitness for a particular purpose, or non-infringement of intellectual property pertaining to such Material. We do not warrant that the KFA site will be uninterrupted or error-free, or that the KFA site is free of viruses or other harmful components.